Preferred lending partner
NMLS #2229
REALTEAM Real Estate has partnered with Union Home Mortgage to provide our clients with exceptional lending services. Their team of experienced loan officers is dedicated to finding the perfect mortgage solution for every buyer.
Your dedicated mortgage team
Loan Officer
NMLS #1296092 · Rochester, MI
Loan Officer
NMLS #995719 · Rochester, MI
NMLS
#2229
Branches
Utica · Oak Park · Rochester
Programs
1% Down · FHA · VA · USDA
Coverage
Southeast Michigan
Why Union Home Mortgage
Down payment
One of the most competitive low-down-payment programs available. UHM contributes up to 2% toward a 3% down payment for first-time homebuyers.
Speed
Get pre-approved quickly so you can start shopping for your next home with confidence.
Local
Work with lenders who know the SE Michigan market with branches in Utica, Oak Park, and Rochester.
Options
Conventional, FHA, VA, USDA, Jumbo, Renovation, HELOC, and more. Financing for every situation.
Communication
Stay informed every step of the way with responsive, transparent communication from application to closing.
Trust
Our preferred lending partner, chosen for their consistent excellence, reliability, and client satisfaction.
Featured program
Put just 1% down and Union Home Mortgage contributes up to 2% toward your down payment, making homeownership more accessible than ever for first-time buyers. Ask any of our loan officers about details and eligibility.
Financing options
01
Traditional financing with competitive rates and flexible terms for well-qualified buyers.
02
Low down payment options (as low as 3.5%) for first-time and qualifying buyers.
03
Zero down payment loans for eligible veterans, active duty, and military families.
04
Rural development loans with no down payment required for qualifying areas.
05
UHM's signature program. Put just 1% down and UHM contributes up to 2% more.
07
Finance your home purchase and renovations in a single loan with FHA 203(k) or Fannie Mae HomeStyle.
08
Financing for new home construction with one-time close and competitive rates.
Get started
Take the first step toward homeownership. Contact one of our trusted loan officers and get pre-approved for a mortgage.
Or use the mortgage calculator to estimate your monthly payments.
Affiliated business disclosure: REALTEAM Real Estate has a business relationship with Union Home Mortgage and may receive compensation for referrals made to them. You are not required to use Union Home Mortgage as a condition of your home purchase or sale. You are free to shop for competitive rates and terms from other lenders. NMLS #2229.
Lending disclaimer: The information provided on this page is for informational purposes only and does not constitute financial advice. All mortgage loan terms, rates, fees, and conditions are determined by the lender and are subject to change without notice. Interest rates and programs are subject to borrower eligibility, credit approval, and market conditions. Not all borrowers will qualify for every loan program. Union Home Mortgage (NMLS #2229) is a separate entity from REALTEAM Real Estate. REALTEAM agents are not loan officers or mortgage brokers and do not offer lending services directly. Equal Housing Lender.
